Neptune Beach, FL (PRWEB) May 15, 2013
International Student Insurance, an Envisage International Company, announced dramatic improvements to the StudentSecure health insurance plan for international students around the world. The changes make the plan more competitive for students that need coverage outside the United States, while at the same time improving cost and coverage for international students studying in the United States.
The StudentSecure plan was built around the needs of international students, and many students and universities provide ongoing feedback about the structure and pricing they would like to see. Based on this feedback, StudentSecure rates were reduced, coverage was improved to meet many more school insurance requirements, and out of pocket expenses decreased. The StudentSecure plan now includes the following highlights for international students in the US:
Reduced deductible as low as $ 25
100% coinsurance option inside the US (after the deductible)
Six month pre-existing condition waiting period
Enhanced mental health benefits up to 80% coverage
Coverage for all intercollegiate, intramural or club sports
Ross Mason, Vice President of International Student Insurance commented, We wanted to focus on core coverage for inbound international students. With the pre-ex and mental health changes, the StudentSecure now meets the stated requirements of almost all US schools that accept international students. At the same time, we wanted to make sure the plan was priced as affordably as possible – with monthly rates starting at $ 29, we were able to meet that goal.
International students coming to study in the United States were not the only group helped with the newest improvements. The StudentSecure also responded to the needs of study abroad students by offering 100% coverage after the deductible for treatment anywhere outside the US. This enhancement makes the StudentSecure a very competitive choice for study abroad students around the world.
For study abroad students, we wanted to reduce potential out of pocket costs for treatment incurred outside of the US. Therefore deductibles are cut in half and co-insurance is waived for all treatment outside of the US. This means that students can get the comprehensive coverage offered by the StudentSecure with as little as $ 25 out of pocket for any particular injury or illness, added Mr. Mason.
The StudentSecure plan, underwritten by Lloyds of London, provides comprehensive inpatient and outpatient medical coverage up to $ 200,000 (Smart plan), $ 250,000 (Budget plan) or $ 300,000 (Select plan), in addition to maternity coverage, prescription drug coverage, repatriation, and emergency evacuation and reunion. With an A (Excellent) rating by AM Best and an A+ (Strong) rating by Standard and Poors, students can rest assured that they have a financially stable, high quality plan that both meets and exceeds all insurance requirements laid out by the US State Department and most colleges and universities.
For more information on the updated StudentSecure plan for international and study abroad students around the world, please visit:
http://www.internationalstudentinsurance.com/student-health-insurance/
International Student Insurance is a specialized insurance agency selling health and travel insurance to students from around the world. Online since 2001, ISI is a trusted industry leader providing insurance to students studying outside their home country. Owned and operated by Envisage International Corporation, International Student Insurance is a NAFSA Global Partner and accredited with an A+ rating by the Better Business Bureau. For more information, visit InternationalStudentInsurance.com.
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